Saturday 21 February 2015

AXIS BANK MOBILE APPLICATION


Technology has benefits of its own besides making us a lazy wreck. I strongly hated Saturday mornings as I had to wake up early and physically perform transactions at the bank, AXIS BANK has taken care of that and found a way to make life easy and carry the bank in our pockets, Well I am referring to our very own smart phones! 

As a part of being a blogger at BLOGADDA, I was glad to be shortlisted to attend the AXIS ACQUAINTANCE event hosted beautifully at their own corporate office at Worli. Being a loyal AXIS BANK customer myself, I was definitely very curious to know more about this mobile application and how it would be of any use to me? 

We all watch DEEPIKA PADUKONE in the latest AXIS TV COMMERCIALS relaxing on a chair pretentiously banking on the phone with her glamorously puffed perfect ponytail, but is mobile banking really that simple? Let's find out more..

What is mobile banking with AXIS BANK APPLICATION?
"START BANKING A NEW WAY. YOUR WAY!" being the bank's motto,
Banking with Axis Bank is now just a touch away with the New Axis Mobile on Android, IOS, Windows Smart Phone or Mobile Browser  – a simple, user-friendly, convenient and secure mobile application from Axis Bank.

What are the unique features of this application?
Using the new Axis Mobile, you can access the following services -

Pre-login Features:

Locate Us
  • Near Me : Locate your nearest ATM and Branch using GPS based feature (within 5 km radius)
  • You can also search ATM and Branch by location/Area
Note: You have to enable all the three settings under Locations Services and GPS for using this feature in Android
Offers
  • View Details of select Offers on Debit & Credit Cards
  • Tweet Offers that you like
FAQs
  • To troubleshoot and help users on the on-boarding process

Post-login features:

Accounts
  • Summary of all linked savings & credit card accounts
  • Mini Statement (Last 10 transactions) and Account Details of all savings accounts
  • Request Statement through email for upto one year
  • Credit Card Details including all transaction details (Unbilled, Current & Past Statement)
  • Credit Card Bill Payment Instantly and Online
  • Edit & Personalize your account details : Add nicknames to your accounts and personalize the card image
Transfer
  • To Own linked accounts
  • To Other Axis Bank Accounts using Account Number or Mobile Number
  • To Other Bank Accounts (Using NEFT, IMPS P2A or IMPS P2P)
  • To any merchant using IMPS P2M
  • Personalize your beneficiary list by adding an image for them
  • Schedule any fund transfer for payment on a future date
Note: You will be able to view and make payment to all your fund transfer beneficiaries registered on Axis Bank Internet Banking and vice-versa.
Recharge
  • Prepaid Mobile
  • DTH
  • Data Card
Pay Bills
  • View and Pay Bills or directly pay any amount as allowed by the Billers
  • Schedule your bills and view them on a calendar (in the app)
  • Pay Bills automatically by settling Auto-pay on for a certain threshold limit
Favourites
  • Set your frequently done transactions as favourites and Pay in one click
Loyalty
  • View Your Edge Loyalty Points (Coming Soon)
Settings
  • Personalisation
    • Choose the Navigation Style (List or Icon)
    • Favourite Functions : Select your menu items for dashboard
  • Change mPIN
  • Feedback /Comments
    • Post your feedback and comments on to Axis Bank’s Twitter handle or through email to the Bank
  • Deregister Axis Mobile
  • FAQs guiding on all features
Requests
  • Cheque book request
  • Statement upto one year
  • Cheque Status & Stop Cheque Request
  • Generate your MMID
  • Generate One Time Password for IMPS P2M
Messages
  • View Important communications sent by the Bank
  • View Offers applicable for you
  • Receive discount vouchers/coupons
Charges
  • There are no charges for using Axis Mobile.
Transaction Limits
  • Complete control on your transactions. Your default transaction limit on Axis Mobile is Rs 5,00,000 per day. This limit can be modified to values between Rs 50,000 to Rs 10,00,000 to suit your needs.

How secure is mobile banking?
It offers you the same unparalleled security in banking, be it any medium!
All you need to is not to reveal your Internet banking login ID,password and 16-digit ATM cum Debit Card number and your MPIN to anyone. Do not store any of these details on your mobile phone.
Worst case scenario: if all goes wrong you have the call centers to help you block transactions and help you through it all.

Who can use this service?
All AXIS BANK customers with:-
-Savings Account
-Only Credit Card with below constitution -
  • Resident Indian
-Current Account holders with below constitutions -

  • Individuals
  • Sole Proprietorship
  • Resident Indian
  • Non-resident Indian
  • Hindu undivided family


Is this user friendly?
If you could use a smart phone then this is definitely a piece of cake, you also have some initial demos to take you through the application interface, also this can be further modify/personalize the menu as per your liking. 

I want to download this application, Is this free?
Download Axis Mobile to your android device from Google Play Store. Alternatively, SMS MBANK to 5676782. A link to download the app will be sent via sms. The user can then click on the link and start downloading the application from the Google Play Store. And yes, IT'S FREE!

 To know more visit AXIS BANK WEBSITE

I hope to have given you all the general information you need for this application, please do read the terms and conditions HERE for this application before usage.

This post is about 'Make the Axis Acquaintance' meet conducted by Axis Bank in association with BlogAdda.com 

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